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Life Subscription (Life365) $ 310.00

Enjoy 6 months unlimited access to more than fifty Life Insurance courses designed specifically for Life Agents. A Life Subscription gives users the ability to choose courses that relate to their jobs roles, geographic locations and skill sets. The most cost-effective way to get your mandatory continuing education requirements.

Access Duration from the Date of Purchase: 6 Month(s)

Total Number of Courses: 53

View courses in this Bundle

Total Number of Credit Hours: 196

Accident and Sickness Review Course (IL86) $ 82.00

This course covers the following topics:

  • Chapter 1: Benefits
  • Chapter 2: Premiums and Risk Selection
  • Chapter 3: Insurance Law & Contracts
  • Chapter 4: Law Pertaining to Agents

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 7

Credit Type: A&S

Credit #: AIC18182; MB12304

Accrediting Provinces:
Al and the Individual Pension Plan (LA0ACOINFCTXT0116) $ 49.00

This seminar is filled with technical details about the Individual Pension Plan (IPP) strategy. The aim of most participants taking this seminar would be to gain an understanding of what an IPP is, how the deductions are created, as well as a practical framework on how they work.

Most seminar participants will be advisors to clients looking at the IPP strategy. They will want to work with the seminar material to gain a comfort level with the topic so they can advise on the strategy.

For these reasons, I believe a creative approach to the material is to write it in a "story format". While the story-line is relatively thin, it will be developed to the extend to:

  • Hold the interest of the seminar participant so that the details communicated are conveyed in an easier to read format.
  • Offer role playing scenarios so the advisor can see how various professionals interact with clients of this topic.
  • Demonstrate a client's perspective on the strategy and the common objections that need to be overcome when communicating the strategy.
  • Identify with the seminar participant as they work to gain an understanding of the material. As the main character works his way through the material, so will the seminar participant.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 4

Credit Type: Life/A&S

Credit #: AIC# 21094; MB3076

Accrediting Provinces:
Basic Principles of Taxation (L00HCOINFCTXT0216) $ 38.00

The information in this course is aimed to educate agents on basic principals of taxation.

In this course, we will look at income and income sources, tax treatment, credits and other topics under the following headings:

  1. Income Tax in General - Earned Income
  2. Capital Gains - Taxation of Capital Gains and Losses
  3. Deductions and Tax Credits
  4. Income Tax and Life Insurance
  5. Taxation and Annuities

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21171; MB3078

Accrediting Provinces:
Business Insurance for Life Agents - Part 1 (LA0BCOINFCTXT0116) $ 38.00

The information in Part One of this three-part course is aimed to educate agents on basic business knowledge.

In this course, we will look at business basics and the types of businesses, under the following headings:

  1. Business Basics
  2. Types of Businesses - Sole Proprietorships
  3. Types of Businesses - Partnerships
  4. Types of Businesses - Corporations

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC#21160; MB3080

Accrediting Provinces:
Business Insurance for Life Agents - Part 2 (LA0CCOINFCTXT0116) $ 38.00

The information in Part Two of this three-part course is aimed to educate agents on basic business knowledge.

In this course, we will look at Financial Statements and ratios, Fair Market Value and Buy-Sell Agreements, under the following headings:

  1. Financial Statements - The Balance Sheet
  2. Financial Statements - Income Sheets
  3. Financial Statements - Statement of Retained Earnings
  4. Financial Ratios
  5. Fair Market Value (F.M.V.)
  6. Buy-Sell Agreements
  7. Methods of Funding

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC#21161; MB3081

Accrediting Provinces:
Business Insurance for Life Agents - Part 3 (LA0DCOINFCTXT0116) $ 38.00

The information in Part Three of this three-part course is aimed to educate agents on basic business knowledge.

In this course, we will look at what happens to the financial position of a sole proprietor, partner or member of a corporation when they become disabled. We will also look at the things they can do to protect themselves, including:

  1. Introduction - The Effect of a Disability re: Sole Proprietorship, Partnership or Corporation
  2. Key Person Insurance
  3. Office Overhead Expense (OOE) Insurance.
  4. Buy-Out Insurance
  5. Prospecting for Business
  6. Exhibits
    • Comparison of Business Models
    • Accounting Terminology
    • Memorandum - Buy-Sell Agreement (Partnership Interest)
    • Memorandum - Buy-Sell Agreement (Bilateral-Corporation Shares)
    • Split Dollar Agreement - Dividends to Buy One Year Term: Balance to Paid Up Additions
    • Business Planning Worksheet

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC#21162; MB3082

Accrediting Provinces:
Carrots not Whips (IL95) $ 105.00

In this millennium, we have a different workforce than much of the last. In this millennium, we have women participating outside of the home in the general workforce. In this millennium, we have grandparents working side by side with employees the age of their grandchildren. In this millennium, we have muti-ethnic cultures working together in productive team environments.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: AIC# 31098; MB# 22511

Accrediting Provinces:
Charitable Donations (L00ICOINFCTXT0216) $ 38.00

Giving money to charity provides many benefits to both the community and the donor. This course is designed to provide guidance to insurance advisors so they can help their clients to determine the most cost-effective way to structure their donations.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21155; MB3083

Accrediting Provinces:
Comprehensive Estate Planning with Life Insurance (IQACO0514INFOL000514) $ 80.00

Life insurance is not easy to sell and while many try, few succeed in growing healthy, profitable careers. There is often a trade-off between people skills and technical skills. You may notice that successful fellow agents weak in technical skills probably have strong people skills and vice versa. The industry requires a combination of human and technical aptitudes to successfully manage an estate-planning file.

This course will assist with the basic estate planning skills by covering the following modules:

  • MODULE 1: THE ROLE OF THE LIFE INSURANCE AGENT
  • MODULE 2: THE ESTATE PLANNING PLAYERS
  • MODULE 3: OTHER COMMON STRATEGIES WITH LIFE INSURANCE
  • MODULE 4: DEATH & TAXES
  • MODULE 5: TAX CONSIDERATIONS
  • MODULE 6: ESTATE PLANNING TOPICS
  • MODULE 7: CORPORATE ESTATE PLANNING STRATEGIES
  • MODULE 8: CHARITABLE GIVING & BEQUEST PLANNING
  • MODULE 9: TRUSTS

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life - A&S

Credit #: AIC#38613; MB#22263

Accrediting Provinces:
Critical Illness Insurance (LA0ICOINFCTXT0216) $ 27.00

Dr. Marius Barnard, of South Africa, developed Critical Illness Insurance in 1983. Dr. Barnard is the brother of Christian Barnard, the doctor who performed the first successful open heart transplant surgery.

Dr. Marius Barnard, also a cardiac surgeon, was acutely aware of both the financial and emotional toll that his heart surgery patients experienced. He saw a need for insurance that paid a 'living benefit' to those who survived a major illness to:

  • offset lost income; and
  • pay additional expenses.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life (excl AB)/A&S

Credit #: AIC#21154; MB3084

Accrediting Provinces:
Customer Service in the Life Insurance Industry - Part 1 (IL05) $ 38.00

Most of us in the insurance business know that our competitors' products/services are not a lot different from our own . . . and there is generally little or no price difference between them. Yet, some agents and brokerages are more successful than others.

What gives these agents and brokerages a competitive advantage? What are they doing right? How do they keep their competitive edge?

Knowing the answers to these questions and acting on them would give us a competitive advantage.

This is the first of two courses addressing these questions.

Life/A&S AIC#21174

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life - A&S

Credit #: AIC#21174; MB3085

Accrediting Provinces:
Customer Service in the Life Insurance Industry - Part 2 (IL06) $ 38.00

Most of us in the insurance business know that our competitors' products/services are not a lot different from our own . . . and there is generally little or no price difference between them. Yet, some agents and brokerages are more successful than others.

What gives these agents and brokerages a competitive advantage? What are they doing right? How do they keep their competitive edge?

Knowing the answers to these questions and acting on them would give us a competitive advantage.

This is the second of two courses addressing these questions.

Life/A&S AIC#21175

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life - A&S

Credit #: AIC#21175; MB3086

Accrediting Provinces:
Disability (Income Replacement) Insurance - Part 1 (LA0GCOINFCTXT0116) $ 38.00

The foundation of any sound financial plan is Income Replacement Insurance. Its purpose is simple: to replace an individual's income should they be unable to work as a result of either an accident or a sickness.

Upon completion of this seminar, you will be able to:

  • Identify a qualified prospect for Income Replacement Insurance.
  • Describe the various government plans.
  • Explain the differences between Association/Group coverage and non-cancellable individual coverage.
  • Explain what Financial Underwriting means.
  • Explain what Medical Underwriting means.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life (excl AB)/A&S

Credit #: AIC#21158; MB3087

Accrediting Provinces:
Disability (Income Replacement) Insurance - Part 2 (LA0HCOINFCTXT0116) $ 38.00

In Disability (Income Replacement) Insurance - Part One, we reviewed:

  • How to identify a qualified prospect for income replacement.
  • The government plans that provide disability benefits.
  • The differences between Association/Group coverage and non-cancellable individual coverage.
  • The different plans available for individuals.
  • Financial Underwriting.
  • Medical Underwriting.

In Part Two we will review:

  • The riders and benefits that can be added to disability plans.
  • How to sell disability income plans for individuals.
  • The business market for disability income plans.
  • Plans specifically designed for the business market.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life (excl AB)/A&S

Credit #: AIC#21159; MB3088

Accrediting Provinces:
Economics for Life Agents - Part 1 (L00GCOINFCTXT0216) $ 38.00

In Part One of this two-part course, we will focus our discussion on the basics of economic theory and practice.

Topics to be discussed in this course include:

  1. Microeconomics
  2. Macroeconomics
  3. Financial Markets
  4. Present Value versus Future Value
  5. Glossary of Terms

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21164; MB3089

Accrediting Provinces:
Economics for Life Agents - Part 2 (L00FCOINFCTXT0216) $ 38.00

In Part Two of this two-part course, we will focus on how we can help our clients achieve their financial goals. As financial planners, it is important that we have a working knowledge of the investment strategies required as well as a comprehensive knowledge of the various investment products available.

In this course, we will look at the area of investments under the following headings:

  1. Planning Your Investments
  2. Major Concepts for Financial Planners
  3. Debt Markets
  4. Equity Markets
  5. Taxes, Inflation and Investment Planning
  6. Investment Strategies
  7. Glossary of Terms

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21165; MB3090

Accrediting Provinces:
Estate Planning and Insurance (IL87) $ 60.00

Topics to be discussed include:

  • Types of Insurance
  • Segregated Funds
  • Estate Planning and the Estate Planning Cycle
  • Access Duration from the Date of Purchase: 6 Month(s)

    Credit Hours: 5

    Credit Type: Life/A&S

    Credit #: AIC:19187; MB:13915

    Accrediting Provinces:
Ethics in the Insurance Industry - Part 1 (LA0ICOINFCTXT0116) $ 60.00

This course covers the following topics:

  1. Insurance: The Meaning and Function of 'Ethics' in the 21st Century Knowledge Workplace
  2. Ethics and the Insurance Agent and Broker
  3. Part 1: The Agent's/Broker's Role and Responsibilities
  4. Part 2: The Agent's/Broker's Role And Responsibilities
  5. Duties and Obligations
  6. Professional Conduct
  7. The Problems of The Professional
  8. Ethics in the New Knowledge Workplace

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 5

Credit Type: Life/A&S

Credit #: AIC:19189; MB:13936

Accrediting Provinces:
Ethics in the Insurance Industry - Part 2 (LA0JCOINFCTXT0116) $ 60.00

This course covers the following topics:

  1. The Insurance Industry's 'Moral And Ethical' Imperative: Leadership And Communications in The 'Knowledge Workplace'

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 5

Credit Type: Life/A&S

Credit #: AIC:19192; MB:13937

Accrediting Provinces:
Financial Planning: An Introduction (L00ECOINFCTXT0216) $ 38.00

The information in this course is aimed to educate agents about the Financial and Estate Planning Process.

In this course, we will look at the Financial and Estate Planning Process under the following headings:

  1. Financial Planning - An Introduction
  2. Financial Planning - The Planning Process
  3. Financial Services Professionals
  4. Glossary of Terms used in the Financial Planning Process
  5. Estate Planning
  6. Estate Planning Techniques

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21166; MB3096

Accrediting Provinces:
Fundamentals of Life Insurance - Part 1 (IL17) $ 38.00

Most of us in the insurance business know that our competitors' products/services are not a lot different from our own . . . and there is generally little or no price difference between them. Yet, some agents and brokerages are more successful than others.

What gives these agents and brokerages a competitive advantage? What are they doing right? How do they keep their competitive edge?

Knowing the answers to these questions and acting on them would give us a competitive advantage.

This is the first of two courses addressing these questions.

AIC#21172

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21172; MB3097

Accrediting Provinces:
Fundamentals of Life Insurance - Part 2 (IL18) $ 38.00

Most of us in the insurance business know that our competitors' products/services are not a lot different from our own . . . and there is generally little or no price difference between them. Yet, some agents and brokerages are more successful than others.

What gives these agents and brokerages a competitive advantage? What are they doing right? How do they keep their competitive edge?

Knowing the answers to these questions and acting on them would give us a competitive advantage.

This is the second of two courses addressing these questions.

AIC#21173

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21173; MB3098

Accrediting Provinces:
Group and Retirement Benefits (LA0ACOINFCTXT0216) $ 38.00

The discussion of corporate Group Insurance and Retirement plans will focus on the following topics, specifically:

Corporate Benefits Programs

  1. Group Insurance - General Characteristics
  2. Group Disability Plans
  3. Health Care Plans - Extended Health Care
  4. Contributory and Non-Contributory Group Plans
  5. Association Group Insurance
  6. Corporate Registered Pension Plans (RPPs)
  7. Glossary of Pension Terms

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC#21167; MB3099

Accrediting Provinces:
How do they get that Price? Employee Benefit Pricing (IL106) $ 27.00

How the price for Employee Benefits is reached.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: AIC# 16304: MB# 22512

Accrediting Provinces:
How to Manage Money - Part 1 (L00ACOINFCTXT0216) $ 38.00

In this course, we will look at cash flow management, budgets and how to use credit wisely, under the following headings:

  1. Money Management - The Purpose
  2. Money Management Styles
  3. The Money Management Planning Process
  4. Managing Your Credit
  5. Glossary of Terms

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21168; MB3100

Accrediting Provinces:
How to Manage Money - Part 2 (L00BCOINFCTXT0216) $ 38.00

The information in Part Two of this two-part course is designed to educate agents about personal and professional money management.

In this course, we will look at personal use assets (homes and automobiles), financing education and management of personal income and expenditures, under the following headings:

  1. Personal Use Assets
    • Home Ownership
    • Additional Advantages of Home Ownership
    • Real Estate Law and Property Ownership
    • Personal Use Automobiles
  2. Financing Education
  3. Glossary of Taxation and Other Financial Terms
  4. Personal Income and Expenditures

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21169; MB3101

Accrediting Provinces:
Innovative Group Benefit Plans (IL105) $ 27.00

Reasons and modern trends in Employee Benefits

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 1

Credit Type: Life/A&S

Credit #: AIC# 16305: MB# 22515

Accrediting Provinces:
Insured Annuities (IL98) $ 27.00

Course Description (video)– A good course for agents working with clients who are planning their retirement and are looking for ways to generate retirement income. Topics Include: Target Clients, Retirement Concerns, Terminology, Definitions, Legislative Overview, Income Tax Act, Strategy Review, Case Examples etc.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life

Credit #: Alberta 13769: Manitoba 8621

Accrediting Provinces:
Investment Management and Your Client (IL85) $ 49.00

Learning Objectives: The objectives of Lessons 1-3 are to: Introduce and explain the 3 types of investment instruments and their respective variations. Explain the major types of investment-product opportunities, and to show the differences between investment saving and wealth accumulation as they relate to wealth accumulation. Explain and illustrate the “Rule of 72”, as it relates to wealth accumulation. The objectives of Lesson 4 are to, Explain, illustrate, and demonstrate the structure, form, and operations of the stock market, as it relates to financial & retirement planning and investing. Demonstrate the differences between the major types of equity stocks. To explain, illustrate, and demonstrate the 3 types of investment income received from investing in the stock market (interest, dividends, capital gains). Allow the participants/clients to determine by completing a questionnaire, where they fit in on the ‘risk’ level (low, medium, high), and how the respective risk level affects their earning investment opportunities. The objectives of Lesson 5 are to: Explain, illustrate and demonstrate the concept of mutual funds as an investment devices To understand the structure, form, and workings of mutual funds, and especially how they differ from segregated funds sold by insurance companies To explain and demonstrate the various types of mutual fund administration fees (e.g. open-end funds, closed-end funds, and Management Fees {MER}), in order for the participants/clients to prudently select mutual fund companies that offer the lowest administrative costs The objectives of Lesson 6 are to: Explain inflation and demonstrate how it can affect investment Describe the investment risk that changing interest rates can create. To demonstrate the importance of diversifying investments

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 4

Credit Type: Life

Credit #: AIC#17487; MB11469

Accrediting Provinces:
Leadership & Communications (IL50) $ 115.00

In the 21st century's workplace, a company's success depends upon how effectively its management and employees communicate, both between themselves and, especially, with the discriminating consumer.

This course focuses upon the crucial elements that constitute an effective leader and communicator. The major concepts comprising this workshop include,

  • The changing trends in communications
  • Affective and effective behaviour
  • The psychology of communications
  • The modes of 'perception'
  • Listening: The Essential Characteristic of Effective Communications
  • Causes for communications breakdown & their remedies
  • The knowledge workplace and communications
  • Anxiety and stress management
  • Communications resolutions: working through
  • The new model of 'leadership' for the knowledge workplace and managers
  • AIC#333

    Access Duration from the Date of Purchase: 6 Month(s)

    Credit Hours: 10

    Credit Type: Life/A&S

    Credit #: AIC #333; MB3105

    Accrediting Provinces:
Life Insurance Contract Laws and Beneficiaries (IL82) $ 170.00

This course covers the following topics:

  • Chapter 1: The Life Insurance Act
  • Chapter 2: Standard Contract Provisions
  • Chapter 3: Protection Against Creditors

AIC#21120

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 15

Credit Type: Life

Credit #: AIC# 21120; MB3106

Accrediting Provinces:
Maturity Options - Beyond RRSPs (IL88) $ 60.00

The learning objectives of this Section are to explain, demonstrate, and illustrate the following concepts:

  • The choices persons have in what they do with their RRSPs, once they reach age 69
  • The important considerations those over age 69 must make, in order to continue their retirement's wealth accumulation
  • The tax implications involved, as regards the maturity options RRSPs holders choose
  • The advantages of 'income-splitting', concerning RRSP spouses
  • Access Duration from the Date of Purchase: 6 Month(s)

    Credit Hours: 5

    Credit Type: Life/A&S

    Credit #: AIC:19188; MB13917

    Accrediting Provinces:
Part 1: Principles of Life Insurance (IL91) $ 60.00

This course will cover the following topics:

  • Chapter 1: The Principles of 'Life' Insurance
  • Chapter 2: Life Insurance Policies
  • Chapter 3: Features of Life Insurance

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 5

Credit Type: Life/A&S

Credit #: AIC:19190; MB:13939

Accrediting Provinces:
Part 2: Principles of Life Insurance (IL92) $ 60.00

This course will cover the following topics:

  • Chapter 1: Benefits
  • Chapter 2: Premiums and Risk Selection
  • Chapter 3: Insurance Law and Contracts
  • Chapter 4: Law Pertaining to Agents

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 5

Credit Type: Life/A&S

Credit #: AIC:19191; MB:13940

Accrediting Provinces:
Report Writing for Agents and Brokers (IL54) $ 38.00

The learning objectives of this course involve the following:

  • To teach the fundamentals of report-writing
  • To explain, illustrate, and apply the basic thinking processes required in organizing a business report
  • To focus upon the important learning modes inherent in the thinking process
  • To explain and illustrate inductive and deductive reasoning
  • To explain, illustrate, and practically apply the various types of report-writing
  • To allow the agents/brokers to confidently write an effective business report

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/Gen - Adj/A&S

Credit #: AIC #21137

Accrediting Provinces:
Retirement Income, Annuities and Taxation (IL83) $ 170.00

This course covers the following topics:

  • Chapter 1: Background
  • Chapter 2: Annuities
  • Chapter 3: How Annuity Premiums Are Invested

    AIC#21121

    Access Duration from the Date of Purchase: 6 Month(s)

    Credit Hours: 15

    Credit Type: Life

    Credit #: AIC# 21121; MB3116

    Accrediting Provinces:
Retirement Planning Strategies (L00JCOINFCTXT0216) $ 38.00

The information in this course is aimed to educate agents on retirement planning strategies.

In this course, we will look at sources of retirement income, types of funds and contracts and retirement planning processes under the following headings:

  1. Sources of Retirement Income
    • Public Sector Plans: Canada Pension Plan and Old Age Security
    • Corporate Sponsored Plans
    • Registered Retirement Savings Plans
    • Personal Assets.
  2. The Retirement Planning Process
  3. Retirement Planning Checklists

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21170; MB3117

Accrediting Provinces:
Segregated Funds (IL100) $ 27.00

Course Description (video) – Interesting aspects of what a segregated fund is all about. Topics Include: Definition of a Segregated Fund, Types, Terminology, Regulations (CLHIA), Agent Requirements, Taxation, Seg Funds vs. Mutual Funds, etc.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life

Credit #: Alberta 13771: Manitoba: 22262

Accrediting Provinces:
Small Business Healthcare (IL101) $ 27.00

Course Description(video)– A look at the taxation framework of health care and practical applications that can be implemented. Topics Include: Healthcare Taxation, History of Private Healthcare, Case Studies- which include: Supplements, Flex Plans & Health Plans, Short-term illness

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: Alberta 13772: Manitoba 9064

Accrediting Provinces:
Supplementary Unemployment Benefit Agreements (SUB) (IL102) $ 27.00

Course Description (video) – An obscure topic, but an interesting course for those wanting to work with owner - managers or in the group benefits arena. Topics Include: Current Context Overview, Programs, Terminology, Legislative Overview, Strategy Review, Case Examples, Practical Comments, etc.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: A&S

Credit #: Alberta 13962: Manitoba 22261

Accrediting Provinces:
The Application and Underwriting Process (LA0CCOINFCTXT0216) $ 38.00

Between the time that a policy is sold and the time that it is issued, our most important responsibilities are to see that:

  1. The application is clear, complete, accurate and easy to read.
  2. We are actively involved in ensuring the medical examination is handled:
    • to the convenience of all concerned; and
    • as quickly as possible for the protection of the applicant.
  3. The inspection report, if required, is accurate and not delayed through inaccuracies or carelessness.
  4. We follow up on all questions and requests.
  5. The client's advisors, such as their accountants or lawyers, are treated in the same manner that the client is treated. We need to make sure that we do not invade their areas of expertise.
  6. All required forms are submitted at the time of the application. Additional forms could include, preferred underwriting questionnaires, critical illness questionnaires or, in the case of disability insurance, financial information such as tax returns.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC#21178; MB3120

Accrediting Provinces:
The Need for Disability Insurance (LA0DCOINFCTXT0216) $ 38.00

The information in this course is aimed to educate agents about the sources and contract provisions of disability insurance.

This discussion of disability insurance will proceed as follows:

  1. Introduction: The Need for Disability Insurance
  2. Sources of Disability Insurance
    • Public Sector Plans
    • Corporate Sector Plans
    • Individual Contracts

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life(except AB) - A&S

Credit #: AIC#21163; MB3122

Accrediting Provinces:
The Psychology of Employee Benefits (IL104) $ 27.00

Why an employer would offer benefits to employees.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 1

Credit Type: Life/A&S

Credit #: Alberta 33298: Manitoba 22260

Accrediting Provinces:
Time Management Techniques - Part 1 (LA0BCOINFCTXT0216) $ 27.00

In this course, we will look at the basic skills of organization and prioritizing, time management myths and the skills needed to be as productive as possible, under the following headings:

  1. Organization and basic scheduling
  2. Time management misconceptions
  3. First priority: prioritizing
  4. Time killer: procrastination
  5. Goals, blocks, clusters and distractions

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: AIC#21156; MB3123

Accrediting Provinces:
Time Management Techniques - Part 2 (LA0ECOINFCTXT0216) $ 27.00

In this course, we will look at basic skills of delegating, anticipating unexpected events and the technological tools to help with efficiency, under the following headings:

  1. Delegating
  2. Saying No
  3. Anticipation
  4. Time Crimes
  5. Tools Of The Time Management Trade

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: AIC#21157; MB3124

Accrediting Provinces:
Training the Trainer (IL62) $ 82.00

Training the Trainer Overview

Section One:
Teaching by the 'Systems Thinking' Approach

Section Two: Teaching: Systems Thinking vs. Conventional Thinking

The Learning Process: 'Systems Thinking' vs. 'Conventional Thinking'

Teaching Methodology

Seminar/Workshop Information Content

AIC#513

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 7

Credit Type: Life/A&S

Credit #: AIC #513; MB3125

Accrediting Provinces:
Understanding RESPs (L00KCOINFCTXT0216) $ 38.00

In this course we will review the following:

  1. Overview
  2. Types of Plans
  3. Registration Conditions for Registration Revocation of Registration Consequences of Revocation
  4. Contributions
    • Subscriber Contributions
    • Return of Subscriber Contributions
    • Canada Education Savings Grant (CESG)
    • Qualifying Contributions
    • CESG Contribution Room
  5. Pay-Out of CESGs from RESPs
    • Repayment of CESGs
    • Accumulated Income
    • Named Beneficiaries
    • Meaning of 'Educational Assistance Payment'
    • Full-Time Student Requirement
    • Qualifying Educational Program
    • Post-Secondary Educational Institution
    • Quantum Limit
    • Subscriber
    • RRSP Rollover
  6. Plan Investments
    • RESP Investments
  7. Penalty Taxes
    • Part X.4 Tax
    • Part X.5 Tax
    • Part XI.1 Tax
  8. Appendix I - Summary of Major RESP Changes
  9. Appendix II - Useful Internet Sites

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21177; MB3127

Accrediting Provinces:
Universal Life Insurance - Part 1 (L00CCOINFCTXT0216) $ 38.00

Over the last decade Universal Life, also referred to by life insurance agents and brokers as 'UL' insurance, has come to represent the largest growth sector in the life insurance industry. In this course, we will learn why it provides an attractive solution for many of our clients' life insurance needs.

We will:

  • review the history of UL and describe the reasons for its popularity
  • describe the features and benefits of UL
  • explain the different types of cost of insurance (COI) with UL
  • describe the various coverage types that are available with UL
  • explain the various death benefit types available in UL plans
  • describe the concept of minimum and maximum premiums
  • explain the investment options and investment bonuses available in UL plans

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21179; MB3128

Accrediting Provinces:
Universal Life Insurance - Part 2 (L00DCOINFCTXT0216) $ 38.00

In Universal Life - Part 1, we examined the following areas of UL insurance:

  • history and development
  • features and benefits
  • Cost of Insurance applications
  • available coverage types
  • death benefit options
  • minimum and maximum premiums
  • investment options and bonuses

In this course we will discuss:

  • surrender charges and why they may apply
  • the riders and benefits that can be added to UL policies
  • the market for UL plans
  • selecting and setting up the appropriate UL Plan
  • the potential obstacles to the sale of UL plans
  • UL alternatives
  • the rules and regulations that apply to UL policies
  • the tax rules that apply to UL plans, including registration of UL plans as RRSPs

Note: Throughout this seminar we will again use the initials 'UL' for Universal Life.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life

Credit #: AIC#21180; MB3129

Accrediting Provinces:
Using Life Insurance In Estate Planning (LA0HCOINFCTXT0216) $ 38.00

There are many uses of life insurance in the market place today. In this course we will review the traditional uses of life insurance when the agent is involved in doing Estate Planning.

Topics to be discussed include:

  1. Defining 'Estate Planning'
    • Protecting Dependents
    • Funding Tax Liabilities on Death
  2. Estate Equalization
  3. Funding Buy/Sell Agreements
    • Cross Purchase Agreement
    • Promissory Note Buy/Sell Agreement
    • Corporate Share Redemption
    • Hybrid Buy/Sell Agreements.
  4. Charitable Giving
    • Gift of Insurance through a Will
    • Ownership of Policy by Charity
    • Designating the Charity as Beneficiary
  5. Estate Creation
  6. Innovative Approaches to Estate Planning with Life Insurance
    • Charitable Debentures
    • Back-to-Back Agreements
    • Leveraging Programs
      • Personal Retirement Programs
      • Corporate Retirement Programs
      • Living Buyouts
      • Corporate Insured Annuities
  7. Life Insurance in a Family Trust
  8. Gifting to Grandchildren

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC# 21176; MB# 10982

Accrediting Provinces:
Wage Loss Replacement Plans (IL103) $ 27.00

Course Description (video) – A great course for insurance agents working with group disability programs. Topics Include: Overview, Terminology, Legislative Overview, Strategy Review, Case Examples, etc.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: Alberta 13773: Manitoba 8626

Accrediting Provinces:
Writing Well for the Financial Services - Part 1 (LA0FCOINFCTXT0216) $ 38.00

This course examines and practically applies the essential business-writing techniques to the workplace.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 3

Credit Type: Life/A&S

Credit #: AIC:19193; MB:13941

Accrediting Provinces:
Writing Well for the Financial Services - Part 2 (LA0GCOINFCTXT0216) $ 27.00

This course examines and practically applies the essential business-writing techniques to the workplace.

Access Duration from the Date of Purchase: 6 Month(s)

Credit Hours: 2

Credit Type: Life/A&S

Credit #: AIC:19194; MB:13942

Accrediting Provinces: